Keeping the promise since 1928. By 1928, it was clear that the automobile was literally driving the American way of life. New roads and gas stations started popping up everywhere to meet the demand as Americans embraced the freedom and independence of the automobile. Columbus businessman Carl Crispin saw another opportunity – the need for an automobile insurance company that could provide prompt, fair claims service at a low premium. So he brought his idea to then Ohio Governor Vic Donahey, and the Motorists Mutual Insurance Company was born on November 19, 1928. The company was founded with an initial investment of just $15,000 and a philosophy that is the foundation of the company to this day. "Do what is best for policyholders, agents and associates." It's this simple philosophy that has grown Motorists Mutual Insurance Company into the company it is today. A strong, regional company that has national reach through its affiliations with other organizations in The Motorists Insurance Group. Through the years, Motorists Mutual has developed new coverages for policyholders that have become industry standards, developed a strong working relationship with independent agents, and created an environment for associates that rewards performance and innovation. It all started with smart people, looking for a better way to solve a problem. It’s a formula that still works to this day. Our Vision Like the early vision of Carl Crispin and Vic Donahey, Motorists continues to look to the future with a singular vision and purpose. In short, to be the best choice possible for policyholders, agents, sales representatives and associates. Operating states Motorists Mutual writes business in the following states: Indiana, Kentucky, Michigan*, Ohio Pennsylvania and West Virginia.